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Founded in 1934 by the Harvard Chamber of Commerce during the Great Depression, Harvard Federal Savings and Loan Association provided a means of promoting thrift and encouraging home ownership. The joint operation between Harvard Federal and the Chamber office continued until 1959. The two organizations separated and Harvard Federal moved into its own building at the corner of Ayer and Sumner streets, where it remains today.
Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders and is operated to serve the banking and investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities. We are strongly capitalized, conservatively guided, safe and secure. Our mutual status allows us to share our profits with our customers in the form of exceptional deposit rates for savings accounts and Certificates of Deposit and outstanding mortgage loan rates. TSB has grown with the region by offering deposit services, loan services and trust services that focus on customer satisfaction. In the times of mega-financial institutions, it makes sense to bank with people who understand your needs and can reply with a quick and locally-generated response. Our dedication to the customer in our marketplace combined with careful management results in a safe and sound Bank. Guiding Ideals: Torrington Savings Bank is committed to maintaining its mutuality. It is guided and managed according to the best interest of its customers and local communities. Its decision-making and actions are based on the following fundamental beliefs: Commitment to Mutuality: Torrington Savings Bank was chartered in 1868 as a mutual savings bank. We take pride in our mutuality as it allows us to operate for and in the interests of our depositors. Because we are not organized as a stock bank and do not have shareholders, we can focus on serving our customers and communities. Mission: Through a team of engaged and knowledgeable employees, we are committed to providing quality products and services to meet the financial needs of the individuals, families, and businesses in our communities. Vision: We aspire to be the recognized leader in supporting and strengthening the financial well being of our customers and communities.
Zephyr Management is a New York, NY-based company in the Financial Services sector.
Loquat Inc. is a banking-as-a-service (BaaS) digital platform, offering fast, secure and convenient way for Financial Institutions (FIs) to extend digital banking to small businesses. Loquats end-to-end solution allows FIs to open small business accounts, instantly issue debit cards, and underwrite loans in minutes. Like the Loquat tree, our banking as a service digital platform helps credit unions, regional banks, and community banks extend their branches to their SMB customers to help them bare more ‘fruit. We are driven by social responsibility, transparency, and an inclusive approach. Loquat helps small business owners of different ethnic and cultural backgrounds, sexual orientations, and gender identities put their dreams into action. We believe small businesses are the roots of a diverse society that drives innovation forward, and there should be no barriers or limits to their growth.
Since 1912, FNBC , originally chartered as the Bank of Ash Flat, has been a strong and contributing member of the community. Today, we`re proud to continue this tradition with full-service offices in Ash Flat, Cherokee Village, Highland, Hardy, Mammoth Spring, Salem, Horseshoe Bend, Melbourne, Batesville and Mountain Home. Our history is one of leadership and partnership. From the signing of our charter in 1912, we have worked hard together; we have learned much together and have grown together. We owe our success to the patronage and loyalty of our customers. We have worked hard to earn the trust you have placed in us. For 100 years, we have remained loyal and steadfast to our founding principles. These principles continue to guide us today. They enable us to approach the future from strength – from a tradition of sound and solid banking.