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MS Transverse Insurance Group is a property and casualty program carrier based in Princeton, New Jersey. As a subsidiary of Mitsui Sumitomo Insurance Group and part of MS&AD Insurance Group Holdings, it operates as a hybrid fronting carrier. Founded in 2018, the company specializes in program administration, reinsurance partnerships, and alternative capital solutions, serving as a link between reinsurers, program administrators, and Managing General Agents (MGAs). The company offers a range of services, including program administration for niche risks, reinsurance solutions with over 100 reinsurer relationships, flexible risk retention structures, and fronting services that ensure regulatory compliance and claims management. MS Transverse is recognized for its strong financial standing, holding an A (Excellent) rating from A.M. Best, and has been named Fronting Carrier of the Year in 2022 and 2024. With offices in New York, New Jersey, and Texas, it ranks among the top 10 U.S. fronting carriers by direct premiums written.
American Nation Bank is a full service community bank that serves the needs of individuals and businesses throughout Southern Oklahoma and North Texas. We provide convenient solutions for your financial needs. American Nation Bank, "Quality Banking with a Personal Touch", with locations to serve you in Ardmore, Comanche, Lone Grove and Wilson in Oklahoma and in Keller and Saginaw, Texas. We offer 7-day-a-week banking at our Homeland Banking Center in Ardmore. Member FDIC, Equal Housing Lender