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Operating through a network of independent agents, we provide insurance protection to individuals, businesses and organizations. Our complete line of products includes commercial insurance, personal insurance, life insurance and surety bonds. We are licensed as a property and casualty insurer in 43 states, plus the District of Columbia, and as a life insurer in 28 states. Our subsidiary, United Life Insurance Company, is licensed in 36 states, represented by more than 900 independent life insurance agencies and rated "A-" (Excellent) by A.M. Best Company. Our products are marketed principally through our home office in Cedar Rapids, Iowa, and four regional locations: the Denver Regional Office in Westminster, Colorado; the Gulf Coast Regional Office in Galveston, Texas; the East Coast Regional Office in Pennington, New Jersey; and the West Coast Regional Office in Rocklin, California. Other offices are maintained in New Orleans, Louisiana, and Lock Haven, Pennsylvania.
AlphaCat Managers Ltd., formed in 2008, is a core element of the Validus Group`s strategic initiative to expand into capital market activities by participating in the market for Insurance Linked Securities (ILS). ILS are financial instruments whose fundamental value is determined by insurance losses caused by natural catastrophes such as major earthquakes and hurricanes. As the returns of ILS are primarily driven by natural catastrophes, when carefully structured, they are generally uncorrelated with the overall financial market, making ILS an attractive asset class for capital market investors.
Founded in 1999, UPC Insurance is an insurance holding company that sources, writes and services residential property and casualty insurance policies through a group of wholly owned insurance subsidiaries. United Property & Casualty Insurance Company, the primary operating subsidiary of UPC Insurance, writes and services property and casualty insurance using a network of independent agents in Florida, Massachusetts, Rhode Island, New Jersey, North Carolina and South Carolina, and was recently licensed to write in New Hampshire and Texas. From its headquarters in St. Petersburg, UPC Insurance's team of dedicated professionals manages a completely integrated insurance company, including sales, underwriting, customer service and claims.
CSS Insurance Agencies Lmited is a Halifax, NS-based company in the Financial Services sector.
Financial Engines is America`s largest independent investment advisor.* We help people achieve greater financial clarity by providing comprehensive financial planning and professional investment management and advice. Headquartered in Sunnyvale, CA, Financial Engines was co-founded in 1996 by Nobel Prize-winning economist William F. Sharpe. We currently offer financial help to more than 9.5 million people across over 700 companies (including 146 of the Fortune 500). Our unique approach, combined with powerful online services, dedicated advisors and personal attention, promotes greater financial wellness and helps more Americans to meet their financial goals. For more information, please visit www.financialengines.com. All advisory services provided by Financial Engines Advisors L.L.C. Financial Engines does not guarantee future results.