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The Wisconsin Housing and Economic Development Authority (WHEDA) is an independent state finance authority based in Madison, Wisconsin. Established in 1972, WHEDAs mission is to enhance the quality of life for Wisconsin residents by expanding access to affordable housing and providing business financing. The organization operates as a nonprofit and generates capital through the issuance of mortgage revenue bonds, without using state tax dollars. WHEDA offers a variety of financing products and services, including below-market-rate mortgage loans for first-time homebuyers, rental housing financing, and economic development programs such as loan guarantees for small businesses and agricultural loans. The authority also administers specialized programs like the WHEDA Way Home program, which assists low-income first-time homebuyers with flexible criteria. WHEDA serves a diverse range of customers, including low- and moderate-income families, seniors, veterans, and small business owners, while collaborating with lenders, developers, and community organizations to achieve its goals.
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