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The Bank Policy Institute (BPI) is a nonpartisan public policy, research and advocacy group, representing the nation`s leading banks. Our members include universal banks, regional banks and the major foreign banks doing business in the United States. Collectively, they employ almost 2 million Americans, make 72% of all loans and nearly half of the nation`s small business loans and serve as an engine for financial innovation and economic growth. Our staff includes economists, researchers, financial analysts and attorneys, all focused on using data and analysis to shape sound policy. We distribute our research and analysis to U.S. and global regulators, members of Congress, academics and media through academic-quality research papers, blog posts, white papers, comment letters, and Congressional testimony. We also serve our members through our Business-Innovation-Technology-Security division (better known as BITS), which provides an executive level forum to discuss and promote current and emerging technology, foster innovation, reduce fraud and improve cybersecurity and risk management practices for the nation`s financial sector. We take as a given that the business of banking is the business of taking and managing risk. BPI aims to shape policy to allow the nation`s leading banks to best serve their customers and fulfill their vital economic role while holding sufficient capital and liquidity to ensure that the risks they take are borne by their shareholders and creditors, not the taxpayer.
Headquartered in Irvine, CA, Hyundai Capital America is a top-10 U.S. auto-finance company supporting the financial services needs of Hyundai Motor America and Kia Motors America. Through the Hyundai Motor Finance® and Kia Motors Finance® brands, the company provides financial products to Hyundai and Kia dealerships nationwide, including dealer inventory and facility financing, as well as indirect vehicle financing for retail and lease customers. Through its subsidiary, Hyundai Protection Plan, the company offers vehicle service contracts and other vehicle protection products under the Hyundai Protection Plan™ and Power Protect® brands. As of 2016, the company serves over 1.7 million customers and over 1,600 dealers nationwide, and has over $35 billion in assets. In addition to its two offices in Orange County, CA, Hyundai Capital America has customer support centers in Atlanta and Dallas. Kia Motors Finance is the registered trademark of Kia Motors America, Inc. and is used with permission.
Vance Street Capital is a Los Angeles, CA-based company in the Financial Services sector.
Pennsylvania Commerce Bancorp, Inc. serves as the holding company for Commerce Bank
At Element, we deliver world-leading fleet management support. Over the last four years, we have invested substantially in building an enterprise of scale and quality that will serve as a catalyst for innovation. This innovation will transform the fleet management industry to benefit customers of all types and sizes.