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Arthur J. Gallagher and Co. and its subsidiaries provide insurance brokerage and risk management services to various commercial, industrial, institutional, and governmental organizations. It operates in two segments, Brokerage and Risk Management. The Brokerage segment primarily consists of retail and wholesale brokerage operations. Its retail brokerage operations negotiate and place property/casualty, employer-provided health and welfare insurance, and retirement solutions primarily for middle-market commercial, industrial, public entity, religious, and not-for-profit entities. This segment`s wholesale brokerage operations assist company`s brokers, and other unaffiliated brokers and agents in the placement of specialized and hard to place insurance programs. It also acts as a brokerage wholesaler, and managing general agent or managing general underwriter distributing specialized insurance coverages for insurance carriers; and performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance. The Risk Management segment offers contract claim settlement and administration services for enterprises that choose to self-insure some or all of their property/casualty coverages, and for insurance companies that choose to outsource some or all of their property/casualty claims departments. This segment also offers integrated disability management programs, information services, risk control consulting (loss control) services, and appraisal services. The company provides its services through a network of insurance brokers and consultants. It operates primarily in the United States, Australia, Bermuda, New Zealand, Canada, and the United Kingdom. Arthur J. Gallagher and Co. was founded in 1927 and is headquartered in Itasca, Illinois.
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Crum & Forster (C&F) is a leading national property & casualty insurance company with a large, diversified specialty platform. We protect businesses and organizations from the unpredictable nature of risk, giving them the confidence to take on new challenges and flourish in today`s increasingly complex and uncertain world. C&F is client-focused, creative, and flexible in delivering customized products and services. With deep roots going back to 1822, we are proud of our history and excited about our future. Although the breadth of our products, underwriting discipline, and focus on prevention surely differentiates us, our most valuable asset is our people - 2300 employees in over 55 locations throughout the United States. Our staff`s expertise, experience and commitment to superior service make C&F a true market leader. At C&F, we believe in sustaining a culture of entrepreneurism, leadership, and long-term mutual success and growth. C & F is a part of Fairfax Financial Holdings Limited, a global firm engaged in property and casualty insurance, reinsurance, and investment management. Fairfax (FFH.TO) has revenues of over $10 billion and is traded on the Toronto stock exchange. Affiliated Companies: Seneca Insurance Company The Redwoods Group Travel Insured International Crum & Forster Pet Insurance Group