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DUAL North America is a prominent independent underwriting organization based in the United States, part of the global DUAL Group. Established in 2013, it has become a leading program administrator in the insurance sector. The company operates under the Howden-owned DUAL Group, which is recognized as one of the largest managing general agents worldwide, with a presence in 21 countries and over $3.5 billion in gross written premium. The company specializes in expert underwriting solutions across various insurance lines, including commercial property, casualty, financial lines, and surety. DUAL North America offers more than 40 unique products tailored to meet diverse client needs. It also features a robust online platform that enables appointed producers to quote, bind policies, and manage documents digitally. With a network of over 11,000 brokers globally, DUAL North America serves a wide range of clients, from small businesses to large fleets, particularly in regions like California and Texas.
Capitol Christian Music Group is the worlds leading Christian Music company and market leader in recorded music, distribution, and music publishing. Part of Universal Musics Capitol Music Group, Capitol Christian Music Group operates several divisions including Capitol CMG Label Group (Sparrow Records, ForeFront Records, Credential Recordings, sixstepsrecords, Hillsong), EMI Gospel, Capitol Christian Distribution and Capitol CMG Publishing. Led by President and CEO Bill Hearn and a strong executive team of long-time Christian and Gospel music veterans, Capitol Christian Music Group is characterized by a strong commitment to artists and songwriters, one another, our customer and community service.