| Name | Title | Contact Details |
|---|---|---|
Michael Windisch |
Chief Financial Officer | Profile |
With so much conflicting and confusing information surrounding Medicare, its easy to feel unsure about how to choose the best plan(s). At MedicareSchool.com, we empower you with the knowledge and guidance you need to get the best Medicare plans and live retirement worry-free.
MS Transverse Insurance Group is a property and casualty program carrier based in Princeton, New Jersey. As a subsidiary of Mitsui Sumitomo Insurance Group and part of MS&AD Insurance Group Holdings, it operates as a hybrid fronting carrier. Founded in 2018, the company specializes in program administration, reinsurance partnerships, and alternative capital solutions, serving as a link between reinsurers, program administrators, and Managing General Agents (MGAs). The company offers a range of services, including program administration for niche risks, reinsurance solutions with over 100 reinsurer relationships, flexible risk retention structures, and fronting services that ensure regulatory compliance and claims management. MS Transverse is recognized for its strong financial standing, holding an A (Excellent) rating from A.M. Best, and has been named Fronting Carrier of the Year in 2022 and 2024. With offices in New York, New Jersey, and Texas, it ranks among the top 10 U.S. fronting carriers by direct premiums written.
HBT is a not-for-profit health and welfare trust that provides group health and welfare benefits on behalf of participating employers for nearly 265,000 eligible employees, their eligible dependents, and beneficiaries employed in health care and social services in British Columbia. The primary benefits provided by HBT are Group Life, Accidental Death & Dismemberment (AD&D), Weekly Indemnity, Long Term Disability (LTD), Extended Health, and Dental. HBT ensures these benefits are administered in accordance with provisions and plan design negotiated by HEABC, CSSEA, and single-site collective agreements.
AS&D is a premier US-based designer, manufacturer, and distributor of aluminum railing, balcony, sunshade, and patio cover systems. We sell exclusively to dealers, distributors and wholesalers in the residential and commercial construction industries. We source our aluminum through leading industrial suppliers who use more than 50 percent recycled aluminum in their manufacturing processes. This gives us the competitive advantage to provide environmentally friendly products that are durable, lightweight, and strong. We design our systems to be ready-to-install and easy-to-handle while our in-house inventory allows for rapid order fulfillment and delivery. As a family-owned manufacturer, we prioritize building long-term relationships with our customers, as well as supporting our community locally and nationally.