Higher One Holdings partners with colleges and universities to lower their administrative costs and to improve graduation rates. We provide a broad array of payment, refund disbursement and data analytics and management tools to institutions that help them save money and enhance institutional effectiveness. And for students, we offer financial literacy programs and convenient, flexible and affordable transaction options to help them manage their finances. Higher One is a leader in higher education, supporting more than 1,900 schools and 13 million enrolled students.
Merchant Warehouse is a leading provider of payment technologies and merchant services. The company's solutions enable businesses to more effectively connect and engage with their customers regardless of how, where or when they choose to shop. Merchant Warehouse's flagship technology solution, the Genius Customer Engagement Platform, supports both traditional and new payment types, including mobile commerce, from a single countertop acceptance device. Merchant Warehouse also employs a full-time technology and product team of nearly 100 people across its Boston and Belfast offices. The integration of top technologies, including Apple Pay, PayPal, Softcard and LevelUp, enables Genius to give consumers the best possible experience at the checkout -- seamlessly blending payments and offers at the point of transaction.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Gesa Credit Union has grown to become the fourth largest credit union in Washington state, with eighteen branches in Eastern Washington. Gesa continues to add services and products that are convenient, economical and desirable for our growing communities. Increased electronic services, multilingual access, and support for convenient member services is a priority for Gesa now and in the future. Our goal is to bring quality, economical financial services to Gesa members, wherever they may live.
Headquartered in West Lafayette, Ind., Purdue Federal Credit Union (Purdue Federal) was founded on the Purdue University campus in 1969 by a group of Purdue employees searching for a place where they, their families and their fellow employees could save and borrow money safely, confidentially and at a fair rate of interest.