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Lower`s multi-channel fintech platform meets consumers where they want to do business. Its tech-forward direct to consumer brand, Lower.com, offers a streamlined, digital approach, while its retail presence, consisting of Homeside Financial and 18 additional regional lending teams, focuses on an in-person, local experience with offices around the country. Additionally, the company will soon expand to offer Mortgage as a Service (MaaS) to its growing book of business. The company has funded more than $18.2B in loans since its founding in 2014 and raised the largest Series A investment in Ohio history in 2021. The Lower team has grown from five employees in Columbus, Ohio to more than 1,700 across the nation, and has been named a best place to work, both locally and nationwide.
As a not-for-profit financial cooperative owned and operated by our members, Member One reinvests all profits in our members by offering higher dividend rates on deposit accounts, lower rates on loans, fewer fees and 24/7 convenience. Member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country.
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