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The Wisconsin Housing and Economic Development Authority (WHEDA) is an independent state finance authority based in Madison, Wisconsin. Established in 1972, WHEDAs mission is to enhance the quality of life for Wisconsin residents by expanding access to affordable housing and providing business financing. The organization operates as a nonprofit and generates capital through the issuance of mortgage revenue bonds, without using state tax dollars. WHEDA offers a variety of financing products and services, including below-market-rate mortgage loans for first-time homebuyers, rental housing financing, and economic development programs such as loan guarantees for small businesses and agricultural loans. The authority also administers specialized programs like the WHEDA Way Home program, which assists low-income first-time homebuyers with flexible criteria. WHEDA serves a diverse range of customers, including low- and moderate-income families, seniors, veterans, and small business owners, while collaborating with lenders, developers, and community organizations to achieve its goals.
At Bank of Botetourt "Taking Care of You" is more than a slogan, it`s our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area`s overall economic development. As a community partner, we make charitable contributions for education, culture and the arts, social service agencies, charitable activities, community and economic development, and other programs that impact the needs of our communities. We realize that we can only be as successful as the communities we serve. By bridging the needs of our local communities with the resources of Bank of Botetourt, together we help to improve the quality of life for residents in our service areas.
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