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Settlers Life Insurance Company specializes in simplified issue, final expense, whole life insurance coverage for ages fifteen-days to eighty-five years. A member of the NGL Insurance Group since 1999, the Settlers Life primary administrative office is located in Bristol, Virginia. Since 2007, Settlers Life has maintained an A. M. Best financial strength rating of "A minus" (Excellent), the fourth highest of 16 such ratings. A.M. Best states that an "A minus" rating "is assigned to companies which have, in our opinion, an excellent ability to meet their ongoing obligations to policyholders." A.M. Best is the oldest and most widely recognized rating agency dedicated to the insurance industry.
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