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The Mississippi Department of Banking and Consumer Finance`s (DBCF) primary mission is to provide effective supervision and regulation of Mississippi`s State-chartered banks and other financial service industries to ensure the public is provided with a convenient, safe and competitive banking environment, along with fair and lawful consumer related financial transactions. DBCF conducts examinations of all state-chartered banks, thrifts, and credit unions, independent trust companies, mortgage lenders, small loan companies, insurance premium finance companies, motor vehicle sales companies, pawn brokers, title pledge lenders, consumer loan brokers, check cashers (payday lenders), money transmitters, and debt management service providers. DBCF`s examinations ensure these industries are in compliance with Mississippi`s laws designed to protect its citizens. DBCF also participates in programs to educate Mississippi`s consumers on financial literacy and provides a consumer complaint resolution process.
PennDOT oversees programs an policies affecting highways, urban and rural public transportation, airports, railroads, ports and waterways. PennDOT is directly responsible for about 40,000 miles of highway and roughly 25,000 bridges. PennDOT administers the state`s more than 11.3 million vehicle registrations and 8.7 million driver`s licenses.
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