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Remember when a business deal was sealed with a handshake? We sure do. That`s how we made loans in 1950, when Ventura County Credit Union was granted a charter. It all started when ten county employees pooled their resources to fund the Credit Union. Operating out of the County Courthouse under a stairwell, a part-time volunteer with a cash drawer helped fellow employees with their financial needs. Back then, the philosophy was simple: people helping people. It`s a philosophy that is still embraced today and has helped VCCU grow to more than $800 million in assets and more than 80,000 members and we`re still growing! Credit unions, unlike banks, are not-for-profit financial cooperatives. Their purpose is to provide the best possible service to their members, including members of modest means. Instead of creating profit for a small group of stockholders, credit union earnings are returned to members in the form of consistently lower loan rates, higher interest on deposits, lower fees and more state-of-the-art services like online bill payment and mobile banking. Branches in Ventura, Camarillo, Thousand Oaks, Simi Valley, Oxnard, Port Hueneme, Moorpark and Riverpark in Oxnard.
Community and independence are words that guide our principals and decisions. Since 1982, we have stayed true to the formula that has made us a successful bank.
Idaho Housing and Finance Association is a Boise, ID-based company in the Financial Services sector.
Fort Bragg Federal Credit Union is a Fayetteville, NC-based company in the Financial Services sector.
The current method of paying employees is failing hourly-wage workers. Three-quarters of working Americans live paycheck to paycheck, unsure if they`ll get paid by the time their bills are due. Many turn to high-interest payday loans to bridge the gap, but that compounds the issue. A staggering amount is charged in fees and interest rates on loans that are typically used to pay for food and rent. This problem is putting an additional burden on everyday workers, and it deserves a solution. It`s the reason we do what we do. Our Instant Pay platform empowers those who need to achieve financial well-being. We`ve found the solution, and now our goal is to put it in the hands of millions of working Americans.