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Align Income Share Funding was started as Cumulus Funding in 2011, as the first source of Income Share Agreements (ISAs) to the general public in the United States. ISAs are a more flexible alternative to a personal loan. Instead of payments being based on a fixed interest rate over a set time frame, ISA payments are based on a small percentage of a consumers future income over a fixed period of time. Payments fluctuate with income, potentially all the way to zero if someone becomes unemployed. At Align, we understand that incomes are not always steady and that there is a need for a more flexible financial tool to account for this. Align customers use ISAs to pay for almost anything you can imagine - medical bills, consolidate more expensive debt, car repairs, or even a wedding. We are a team of dedicated professionals who pride ourselves in aligning our interests with our customers.
Since 2010, GoFundMe has become a trusted global leader in online fundraising, helping to raise and deliver more than $17 billion from over 200 million donations. Our vision is to become the most helpful place in the world. In 2022, GoFundMe acquired Classy, which has helped nonprofits mobilize and empower the world for good by helping them raise $4 billion on its platform since 2011. To learn more, visit us at GoFundMe.com and Classy.org.
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