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BAM Mutual, or Build America Mutual, is a mutual bond insurance company that focuses on serving the municipal market. Established in 2012, it is the first mutual bond insurer dedicated exclusively to this sector. Sponsored by the National League of Cities, BAM Mutual provides insurance on municipal bonds, which helps communities finance significant capital projects, including transportation and energy infrastructure. The company specializes in financial guaranty insurance services for municipal bonds. This insurance enhances the creditworthiness of bonds, allowing municipalities to secure better interest rates and making their offerings more appealing to investors. BAM Mutual is based in New York and operates under a mutual structure, meaning it is owned by its policyholders. It has received an AA rating from Standard & Poors, indicating a strong financial position and reliability in providing insurance coverage for municipal bonds.
First National Lincoln Bank is a Damariscotta, ME-based company in the Financial Services sector.
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Manufacturers & Traders Trust Bank is a Buffalo, NY-based company in the Financial Services sector.
First Niagara Financial Group provides a range of retail and commercial banking, as well as other financial services through its wholly owned savings bank subsidiary, First Niagara Bank (the Bank).