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Tokio Marine HCC (TMHCC) is a leading international Specialty Insurance group with offices in the United States, the United Kingdom, Spain and Ireland. The Company`s business philosophy is to maximize underwriting profit while managing risk in order to maximize net earnings and grow book value per share. TMHCC has achieved an outstanding record of growth and profitability since its founding in 1974 through creative but careful underwriting, opportunistic expansion of existing lines of business and targeted acquisitions. The Company`s operations consist of highly rated property and casualty and life insurance companies. HCC`s major domestic and international insurance companies have financial strength ratings of AA- (Very Strong) from Standard & Poor`s Corporation, A+ (Superior) from A.M. Best Company, Inc., and AA- (Very Strong) from Fitch Ratings.
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We have been a market leader in D&O liability insurance for American businesses and other institutions since 1983. We specialize in D&O liability coverage for America’s leading companies. Our team averages more than 20 years of experience underwriting complex exposures, such as initial public offerings, bankruptcies, and corporate "turnarounds". While we serve many industry sectors, we are a leader in technology, biotechnology, and life sciences firms, currently insuring 50% of the NASDAQ 100 Index and 60% of the NASDAQ Biotechnology Index. By underwriting each client on its individual merits, we can provide innovative and flexible insurance solutions. Our customer retention rate exceeds 90%, because we understand our clients’ businesses and offer competitive solutions for primary, excess, or Side A coverage.