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For over 28 years, AmeriFactors has been funding businesses through accounts receivable financing. Also known as factoring, it gives businesses across the nation immediate cash flow by converting accounts receivable into immediate cash flow. In as little as 24 hours, AmeriFactors advances up to 90 percent of receivables with fees starting as low as 2 percent. AmeriFactors is a recognized leader in specialty financing and is a wholly owned subsidiary of Gulf Coast Bank & Trust.